2 On Finance --- Privacy Policy

Version: 1.0
Effective Date: July 23, 2026

1. Introduction

2 On Finance ("2 On Finance", "we", "our", or "us") respects your privacy and is committed to protecting your personal information.

This Privacy Policy explains what information we collect, how we use it, when we share it, and the choices available to you when using our website, applications, dashboard, and related services (collectively, the "Platform").

2. Information We Collect

Depending on how you use the Platform, we may collect:

Account Information

Name (if provided)
Email address
Password (stored securely through our authentication provider)
Profile preferences

Subscription Information

Subscription tier
Billing status
Stripe customer identifiers
Referral information
Purchase history

Financial & Dashboard Data

You may choose to store information such as:

Portfolio holdings
Watchlists
Trading journal entries
Notes
Finance tracker information
Goals and budgets
Economic calendar preferences
Dashboard settings

We do not access your brokerage account unless you explicitly authorize such functionality in the future.

3. Authentication

You may sign in using:

Email and password
Google
Microsoft

Authentication is provided through trusted third-party providers. We do not receive your third-party account passwords.

4. How We Use Your Information

We use information to:

create and manage accounts;
authenticate users;
process subscriptions;
provide Platform features;
synchronize dashboard data;
improve reliability and performance;
provide customer support;
detect fraud and abuse;
communicate important account information;
send optional marketing communications when you have opted in.

5. Payment Processing

Subscription payments are processed by Stripe.

We do not store complete payment card numbers on our servers.

Payment information is handled in accordance with Stripe's privacy and security standards.

6. Market Data Providers

The Platform may communicate with third-party financial market data providers to retrieve information requested by users.

While portfolio symbols or requested financial instruments may be transmitted as part of these requests, we do not sell your personal investment information.

7. Cookies and Local Storage

The Platform may use cookies, browser storage, or similar technologies to:

maintain login sessions;
remember preferences;
store theme settings;
save dashboard layout preferences;
improve security;
enhance performance.

You may disable cookies through your browser, although certain features may not function properly.

8. Analytics and Service Improvement

We may collect limited technical information including:

browser type;
operating system;
device information;
application errors;
performance metrics;
usage statistics.

This information helps us improve the Platform and diagnose technical issues.

9. Third-Party Service Providers

We may use trusted providers including, but not limited to:

Stripe
Supabase
Vercel
Resend
Google
Microsoft
Cloudflare
Financial market data providers

These providers process information only as necessary to perform their respective services.

10. Data Security

We use commercially reasonable administrative, technical, and organizational safeguards to protect personal information.

However, no system connected to the Internet can be guaranteed to be completely secure.

11. Data Retention

We retain personal information only for as long as reasonably necessary to:

provide the Platform;
comply with legal obligations;
resolve disputes;
enforce our agreements;
maintain backup and recovery systems.

Deleted information may remain in secure backups for a limited period before permanent removal.

12. Your Rights

Subject to applicable law, you may request to:

access your personal information;
correct inaccurate information;
delete your account and associated personal information;
withdraw marketing consent;
request information about how your personal information is processed.

Certain information may be retained where required by law or legitimate business purposes.

13. Children's Privacy

The Platform is not directed toward children.

We do not knowingly collect personal information from children below the minimum age required under applicable law.

14. International Data Processing

Depending on the location of our service providers, information may be processed or stored in jurisdictions outside your province or country.

By using the Platform, you acknowledge that your information may be transferred to these jurisdictions while appropriate safeguards are maintained where required.

15. Policy Updates

We may update this Privacy Policy periodically.

The latest version will always be available on the Platform.

Continued use of the Platform following an update constitutes acceptance of the revised Privacy Policy where permitted by law.

16. Contact

2 On Finance

Website: https://2onfinance.com

Email: support@2onfinance.com