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Module 4 - Banking

Chequing and Savings Accounts

Learn how common bank accounts are used.

8-12 min
Free lesson

What you'll learn

  • Compare chequing and savings accounts
  • Understand deposits, withdrawals, and fees

Bank accounts help people store and manage money. A chequing account is often used for frequent transactions. A savings account is often used to set money aside and may pay interest, depending on the account.

Everyday account actions

  • A deposit puts money into an account.
  • A withdrawal takes money out.
  • A transfer moves money between accounts or people.
  • A fee is a cost charged for certain account features or actions.

Read account terms

Account features, fees, interest, and access rules can vary. Educational examples should not be treated as a product recommendation.

Example

Someone may keep bill money in chequing and move money for a future repair into savings so it is less likely to be spent accidentally.

Interactive exercise

Match banking basics

Pair each banking term with its meaning.

Lesson Progress

Finish the activity to complete this lesson.

2 On Finance provides general educational information and does not provide individualized financial, investment, tax, or legal advice.